Privacy Policy

We collect only what we need to run the service:

• Account & identity: name, email address, and an authentication credential (a securely hashed password, or an identifier from a sign-in provider such as Google).
• Financial data you enter: accounts, balances, transactions, categories, budgets, goals, recurring transactions and workspaces. We never connect to your bank or ask for bank login credentials — all financial data is entered or imported by you.
• Receipts & images: photos you upload to scan receipts.
• Payment data: subscription status and billing history. Card details are handled directly by our payment processor (Stripe) and are never stored on our servers.
• Device & technical data: push-notification token, app version, and basic diagnostic/error logs.

• Provide and maintain your account and financial dashboards.
• Generate AI insights, scan receipts and suggest categories for your transactions.
• Process subscriptions and send transactional emails (e.g. receipts, password resets, security alerts).
• Send push notifications you have enabled (e.g. recurring-payment reminders, insights).
• Protect the service against fraud and abuse, and meet legal obligations.

We do not sell your personal or financial data, and we do not use it for third-party advertising.

To provide AI features (receipt scanning, categorization and financial insights), relevant data — such as a receipt image or a summary of your transactions, budgets and goals — is sent to our AI providers solely to generate a result that is returned to you. This data is processed to deliver the feature and is not used to train third-party models. AI output is informational only and is not financial, tax or investment advice.

We share data with trusted processors only to the extent needed to run the service, under their respective terms and privacy policies:

• Stripe — payment processing and subscription billing.
• Cloudinary — secure storage and delivery of receipt images.
• AI providers — receipt scanning, categorization and insight generation.
• Email provider — delivery of transactional emails.
• Expo / hosting & infrastructure — push notifications, app updates, and the servers that run the app.

We keep your data while your account is active. When you delete your account, your personal and financial data is deleted, except where we must retain limited records to comply with legal, tax or accounting obligations (for example, invoices). Backups are purged on a rolling schedule.

Data is encrypted in transit (HTTPS/TLS). Passwords are stored only as salted hashes — never in plain text. We support two-factor authentication and biometric (Face ID / fingerprint) app lock. While no method is 100% secure, we apply industry-standard safeguards to protect your information.

Depending on where you live (including under Brazil’s LGPD and the EU/UK GDPR), you may have the right to access, correct, export or delete your data, and to withdraw consent. You can manage much of this from within the app (Settings), or contact us using the details below and we will respond within the period required by applicable law.

• Camera & Photos — to capture or upload receipts. Optional; only used when you scan a receipt.
• Biometrics — to unlock the app with Face ID / fingerprint. Optional; the biometric check happens on-device and we never receive your biometric data.

Snap Financial AI is not directed to children under 13 (or the minimum age in your jurisdiction), and we do not knowingly collect their data.

We may update this policy from time to time. Material changes will be reflected by the “Last updated” date above and, where appropriate, communicated in the app.

For privacy questions or data requests, contact us at geraldobl58@gmail.com.